Hurry! Deadline for claims: April 2024

• You are married or in a civil partnership.
• One person is a non-tax payer.
• Other person is a basic 20% rate taxpayer.

It will not affect your application for Marriage Allowance if you or your partner:

• Are currently receiving a pension.
• Live abroad - as long as you get a Personal Allowance.

If you’re married or in a civil partnership, you may be entitled to a £1,260 tax break called Marriage Allowance.

2.4 million out of 4.7 million couples currently qualify for this and are missing out on a refund. You can check whether you’re eligible and how much you can claim on a no win, no fee basis.

The lower earner requests for any unused Marriage Allowance Benefit to be transferred to their spouse.

Those that earn less than their personal allowance can transfer a maximum of £1,260 a year to their partner’s allowance from the tax year 2019/20 to present.

NOTE: If you decide to transfer any of your unused personal allowance, you must transfer all of it.

If you earn less than £11,310 (the personal allowance, minus £1,260), you can do this without being liable to pay any tax.

In 2022-23, those earning above £11,310, but below £12,570 can still transfer £1,260 of allowance, but will become liable to pay tax on any income in excess of £11,310.

Their partner still makes a tax saving of £250, but the extra tax they pay reduces the overall level of saving made by the couple.

This allowance will transfer to the spouse automatically every year unless you contact HMRC to cancel it, or your marriage comes to an end (either through divorce or death).

You cannot claim Marriage Allowance if you’re living together, but you’re not married or in a civil partnership.

If you or your partner were born before 6 April 1935, you might benefit more as a couple by applying for Married Couple’s Allowance instead.

• Gets a pay rise (puts them into higher-rate taxpayer for the year)
• Has flexible income or if the non-taxpayer starts working.

HMRC will not know until the end of the tax year, thanks to the way tax is calculated.

• Occasionally pushed into the higher-rate tax band, as long as their total income for the tax year doesn’t exceed £50,000 (£43,430 in Scotland).

• Reconcile your tax affairs
• Send a P800 calculation
• Recover any tax due in the following year through an adjustment to your tax code to claw it back via the payroll (or self-assessment for the self-employed).

You will receive 100% of the increase to your household net income going forward once the marriage allowance tax break is in place. This is approximately £250 per year. This is done at no cost.

Our fee of 42% (inclusive of all charges) plus £100 admin fee, of the total HMRC repayment is payable if a payment is released.

Where no payment is released, you do not have to pay us anything.

So, all you need to do is complete the online form and we will process the Marriage allowance transfer with HMRC for you.